Representative, and Country Manager HSBC Bank Plc.
Born in 1956, a citizen of Ecuador, graduated in 1981 with a Bachelor Degree in International Business from George Washington University, and earned a Master Degree in 1983 in Finance and Economic Development from George Washington University.
Additionally, he has done management training in Credit Analysis at the School of Banking in Citibank, New York, International Marketing in Holland and attended the International Executive Programme (i.E.P.) at INSEAD, France in 1990.
He worked with Corporacion Andina de Fomento for several years, managing the areas of Funding, Trade, Financing, and International Operations. He has been with the bank since the beginning of 1993.
He has played soccer at the university and professional level, and continues to play in different leagues in Caracas.
Married with three children.